Determining what your asset allocation really should look like depends on a lot of different factors that the 100 minus age rule shortcut can't tell you.

Regardless of whether a recession is imminent or not, it's fair to say that the fixed income landscape has changed, and that past assumptions about what bonds will return might need some modification.

Good portfolio tracking software should also show you the fees you pay for funds you own, performance history, historical balances, and historical transactions across accounts.

Be careful using rules of thumb for your asset allocation. Dialing down your exposure to stock market volatility as you get older still makes sense, but possibly not to the degree you expect.

Planning for retirement is one of those things that many people put off. Usually these are the same people that put off going to the doctor hoping that everything will be just fine. But this is a bad strategy, especially since planning for retirement is easier than ever!