WealthTrace Financial Planning & Retirement Planning Blog


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  • What A Flattening Yield Curve Might Mean To Your Retirement

    by Doug Carey | Jul 16, 2018
    Historically speaking, a flattening yield curve that turns into an inverted yield curve has been a pretty good predictor of recessions. Under normal circumstances, with an economy humming along the way ours has, long-term rates will be significantly higher than short-term ones, creating an upward sloping curve. The main idea here is that bond investors demand higher yields in the longer term to account for the risk of inflation, which would eat away at their returns the same way it eats away at your purchasing power.
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  • What Happens To Retirement When There Are Unexpected Expenses

    by Doug Carey | Jul 06, 2018
    Many Americans are playing roulette with their retirement as they don’t have enough saved for emergencies.
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  • How Long Will 10 Million Dollars Last In Retirement?

    by Doug Carey | Jun 27, 2018
    Let's fantasize a bit. Let's talk about lottery-winnings-type money. If you had $10 million to retire on, how long would it last? Why bother going through this exercise? Well, it's kind of fun, for one thing. And who knows, it might even actually apply to some people reading this.
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  • Social Security Already Dipping Into The Trust Fund

    by Doug Carey | Jun 06, 2018
    Many of us know by now that the Social Security fund will not be able to pay out full benefits within 15 years. But there is news today that for the first time since 1982, the cost of the Social Security program will be greater than its inflows. This means that Social Security will need to use part of its $3 trillion fund in order to pay out benefits.
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  • Accurate Online Retirement Planning Is Here For Everybody

    by Doug Carey | Jun 01, 2018
    So what makes for an actually useful retirement planner? Let's start with your actual, live investment account data, updated regularly. A free calculator is at best a snapshot in time, whereas a program like ours will keep track of your investment accounts' performance and holdings over longer periods. If your mutual funds and ETFs change up their portfolio holdings, their anticipated performance (based on the asset classes they hold) will be automatically handled in WealthTrace.
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