WealthTrace Financial Planning & Retirement Planning Blog


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  • Is $3 Million Enough To Retire On?

    by Doug Carey | Apr 03, 2017
    I have written a number of articles about whether a certain amount of money would be enough to retire with. A million dollars. Two million dollars. I put a hypothetical couple through a hypothetical saving-and-spending scenario, and we see how it goes. I used the WealthTrace Financial Planner to calculate all of the scenarios in this article and you can do the same using our free trial.
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  • What Is The Best Asset Allocation For A Successful Retirement Plan?

    by Doug Carey | Feb 28, 2017
    When we talk about "asset allocation," we are, broadly speaking, referring to where you're investing your money. Over longer periods, the more willing you are to take some risks with your money in the stock market, the better your returns will be.
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  • Living Off Of Dividends In Retirement

    by Doug Carey | Feb 01, 2017
    One definition of a worry-free retirement is not having to worry about where the money is coming from. As I have written before, "You are truly retired (or able to retire) when your passive income covers your expenses."
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  • Retire Using Real Estate: Generating Passive Income In Retirement

    by Doug Carey | Dec 26, 2016
    For the more adventurous, real estate income is another way. Investing in rental property can be a compelling option for those who have the time, the handyman abilities, and the willingness to find and work with tenants.
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  • Retirement Income Strategies For Today's World

    by Doug Carey | Dec 12, 2016
    If you're retired, or close to it, you probably know the story. Income--especially guaranteed income--is hard to come by these days. 10-year treasuries yielded 2.3% at the end of November of this year. Ten years ago, that number was nearly double, at 4.5%; 20 years ago, it was 6.1%.
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