Financial empowerment is really a feeling and not a number. It’s the feeling that you are in control of your finances, your financial situation, and you feel on track to retire with confidence.

Determining what your asset allocation really should look like depends on a lot of different factors that the 100 minus age rule shortcut can't tell you.

Regardless of whether a recession is imminent or not, it's fair to say that the fixed income landscape has changed, and that past assumptions about what bonds will return might need some modification.

Good portfolio tracking software should also show you the fees you pay for funds you own, performance history, historical balances, and historical transactions across accounts.

Be careful using rules of thumb for your asset allocation. Dialing down your exposure to stock market volatility as you get older still makes sense, but possibly not to the degree you expect.