FAQs- Using The Application There is no Save button. When is information saved? When expenses are deducted from investments, what is the order in which they are deducted? Why are recurring expenses only used by the program after retirement begins? What is the difference between Annual Inflation and COLA inflation? Can I do income planning using the software? How do vectors work? Why do Roth IRA and 529 Plan show up under the Taxable/Tax-Advantaged section? Why do I need to enter an estimated cost basis for Taxable/Tax-Advantaged and Non-Qualified Tax-Deferred investments? Why is there no program estimate for state taxes? How are social security benefits estimated if I use the program estimate? If I have a spouse, which age do Special Expenses and Cash Additions start with? Can I earmark funds for certain goals such that the money from certain investments is not touched until I want to spend it on a certain goal or expense? How do I input expenses before retirement? Why would I want to set “Change Returns Linearly Towards Retirement” to Yes? What if I want to retire at age 62, but then work part-time after that? How are Required Minimum Distributions from Qualified plans handled? Is this program useful for those who are already retired? Can the program be used by those outside of the United States? I want to change how much I contribute during certain years. The program only allows one number for contributions to each investment. How do I get around this? How does the Company Match work? How does Maximum Match (% of Salary) work? In the Output I see the average shortfall in today’s dollars. Why are so many outputs in today's dollars? What is the best way to use the Age of First Shortfall and Average Shortfall information together? Why do I need to enter % Return Due to Dividends and % Return Due to Interest for Taxable/Tax-Advantaged and Non-Qualified Tax-Deferred investments? When should I check Today’s Dollars? When cash additions, social security payments, or RMDs come in and are not used for expenses, where do they go? In the Taxable/Tax-Advantaged section I have a 529 plan that I want funds to come out of after all of the other Taxable/Tax-Advantaged investments. How do I do this? What is the difference between the regular calculation results and the results I get when I run monte carlo analysis? I need to use the pipe "|" symbol for a vector. Where can I find this symbol on my keyboard?