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Take control of your financial future with WealthTrace Personal Financial Planning Software and Wealth Management Software for individuals.

The best financial planning software for individuals

WealthTrace's financial planning software for individuals not only gives the most accurate financial and retirement projections, it also allows you to track your investment holdings, performance, transactions, and fees.

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Financial Planning Software

How It Works For Individuals

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Take Control

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Link Your Accounts

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Accurate

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Interactive

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Powerful Scenarios

 
 
 
 
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DIY financial planning software

Take Control

Using WealthTrace's financial planning software for individuals, you can take control of your retirement and know when your funds will run out, the probability of never running out of money, and what you can do to change your financial situation. The power of financial advisor-level planning software is now available to you, the consumer for personal use.

WealthTrace is DIY financial planning software, retirement planning software, and wealth management software for individuals all in one. You can now accurately answer the question "How much do I need to retire". Use a pc, Mac, tablet, or smart phone. It works on any device. 

Main Features

  • Get a comprehensive, accurate view of your financial and retirement situation.
  • Import and link your accounts. Holdings and balances automatically update every day.
  • Option to manually enter investments and holdings. Balances automatically update every day.
  • The best support in the industry with over 40 years of experience.
  • Talk to a real support person. Phone support, live chat, and email support.
  • Quickly figure out if and when funds will run out in retirement.
  • View historical data, performance, and fee information for your accounts and holdings.
  • Run what if scenarios to see how to overcome retirement road blocks and income shortfalls.
  • Vary projected inflation rates over time for a more accurate and realistic plan.
  • See how your plan holds up under historical recessions using bear market scenarios.
  • Calculate the probability of never running out of money with Monte Carlo Simulations.
  • Figure out the best time to make a Roth IRA transfer.
  • Model rental income and the sale of real estate.
  • Use the solving tool to figure out how to achieve multiple goals.
  • Create and save multiple plans allowing you to save a variety of scenarios.
  • Have a WealthTrace expert guide you through your plan online.
  • View All Features For Every Version

Learn the 5 biggest retirement mistakes most people make and how you can avoid them.

 

 

An average financial plan costs nearly $2,000 (Source: The College of Fin. Planning 2011 Survey Trends). Save your money. Get one-on-one help completing your plan by having an online meeting with our resident WealthTrace expert.

Import & Link Your Accounts

WealthTrace is also wealth management software for indviduals. Easily import all of your investment accounts and have them linked so they update automatically every day. Each day your account holdings and balances will update, ensuring that your financial plan is always up to date. View all of your account information in one place. Track performance, transactions, fund fees, and investment account balances over time.

 

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Interactive

Watch results change in real time as you change your assumptions. Get instant feedback on changing savings rates, retirement dates, expenses and many other inputs. Easily find out your optimal withdrawal rate and how much you need to save for retirement. Use your mobile device to get a quick view of your plan.

 

Accurate

Free retirement calculators are dangerously inaccurate and can lead to misguided decisions. WealthTrace takes into account the federal tax code, state taxes, different account types, required minimum distributions, social security rules and much more. Find out when you can retire, how much you need to save to retire, and be confident in the results. Compare WealthTrace vs. free calculators.

 

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History & Performance Data

View historical balances and performance for your accounts and their holdings. See the source and amount of income for all of your accounts. View fee and turnover information for the funds you own so you can quickly find out if you are paying too much in fees or generating large tax liabilities due to too much turnover.

Powerful Scenarios

Run Monte Carlo simulations on your plan, which shows you the probability of meeting all of your spending goals. View multiple before and after results on the screen and quickly piece together the solution to any hurdles you may have in achieving your goals. Find out what happens to your plan if we have another "great recession". Dial up inflation, dial down social security to stress-test your plan. Watch the short video demo on how to use scenarios.

 

Personal financial plan software

Free calculators cannot answer all of your tough questions such as "when can I retire" and "how much do I need to retire". WealthTrace does it accurately with no shortcuts.

 
Find Out When I Can Retire