WealthTrace financial planning tools & retirement calculators
Free calculators covering taxes, Social Security, retirement withdrawals, and investment planning — the same modeling engine behind your full retirement plan.
Retirement Age Calculator | When Can You Retire?
Use our Retirement Age Calculator to help you figure when you can retire without outliving your money.
Early Mortgage Payoff Calculator | Should You Add More To Your Payments?
Did you know you can save money by paying an additional amount along with your existing mortgage payment? Use our early mortgage payoff calculator below to see how much interest you can save by putting a little more towards your mortgage each month.
Early Retirement Calculator | See If You Can Retire Early
Use our early retirement calculator below to help you figure out if you will be able to reach all of your goals in retirement. This calculator looks at your age, your income, when you want to retire, the account types, and your existing investment assets. It will then figure out how much money you will need at retirement in order to retire early. It will also show you how much you need to save to meet your goals.
Early Mortgage Payoff Calculator | Should You Add More To Your Payments?
Did you know you can save money by paying an additional amount along with your existing mortgage payment? Use our early mortgage payoff calculator below to see how much interest you can save by putting a little more towards your mortgage each month.
Investment Property Calculator | Returns On Your Real Estate
Investing in real estate can be a great source of income and can give you a big investment gain over time. Use our free calculator to run scenarios on the potential return you could generate from an investment property.
Pension Options Calculator
Are you having difficulty figuring out which type of pension plan to take? Are you wondering if the right choice is to protect your spouse if pass away earlier than he or she does? If so, use our free calculator below to help make this decision.
Retirement Savings Withdrawal Calculator
Do you know how much you need to save in order to retire comfortably? Our free calculator below can help you get your arms around this number.
Asset Allocation Calculator: Find Your Ideal Investment Mix
The free asset allocation calculator below can help you build a diversified and balance mix of investments. The calculator takes into account several variables such as risk tolerance, age, your savings, and your tax rate.
Pension Calculator & Spousal Survivor Options
If you are having a difficult time deciding whether or not it makes sense to have a survivor's pension (widow's pension) for your spouse, you can use our free calculator below to help you choose.
A Retirement Withdrawal Calculator For Planning Your Future
When it comes to figuring out if you will outlive your money in retirement, most people make only a best guess. But why guess? You can use good calculators to help figure out if your retirement income will support your expenses and if you need to dip into your investments. A good calculator will also include inflation for your expenses.
Required Minimum Distribution (RMD) Calculator
Many people are surprised by how large their Required Minimum Distributions (RMDs) are in retirement. You should prepare for the tax hit that comes with these withdrawals by using a good RMD calculator to project your RMDs.
Roth IRA vs. Traditional IRA Calculator: Which Is Better?
It's a common question: "Should I use a Roth IRA rather than a traditional IRA?" A similar question is, "Should I transfer money from a traditional IRA to a Roth IRA?"
Employee Stock Purchase Plan Calculator
Enter your employee stock purchases into a full financial plan for free by using the WealthTrace Planner. See how your Stock Purchase Plan impacts your retirement.
Benefits From Contributing To A 401(k) Calculator
Enter your salary, balance, contribution, and employer match to project your future 401(k) balance.
Compare Investment Fees Calculator
Test different annual charges in WealthTrace and determine how each one affects your long-term outcome.
Savings From Spending Less Calculator
Use your own spending reduction, tax rates, and return assumptions in WealthTrace to calculate the potential savings.
Dividend Calculator: Total Returns From Dividends and Price Appreciation
Do you know if your dividend income will cover your expenses in retirement? Find out for free by using the WealthTrace Financial & Retirement Planner. See how your dividend paying stocks impact your retirement.
Dividend Yield And Growth
Compare yield and dividend growth in WealthTrace to find which investment could produce more income over your chosen time frame.
529 Plan Benefits Calculator
Enter your savings and investment assumptions in WealthTrace to measure the potential difference between a 529 and taxable account.
How Long to Pay Off a Loan
Use your own loan details in WealthTrace to calculate how long your current payments will take.