Retirement Age Calculator | When Can You Retire?
Calculating When You Can Retire
Use our Retirement Age Calculator below to help you figure when you can retire without outliving your money. This calculator looks at your age, your income, when you want to retire, the account types, and your existing investment assets. It will then figure out how much money you will need at retirement in order to retire early. It will also show you how much you need to save to meet your goals.
Note that this calculator is just a quick estimate. In order to accurately assess your entire financial and retirement situation, you should use a free trial of the WealthTrace Retirement Planner. Our planner takes into account all account types, federal tax rules, social security laws, and much more. It will help you figure out exactly when you can retire stress-free so you do not outlive your money.
Can you retire early? The WealthTrace Financial & Retirement Planner will help you find out. Start your free trial now.
Free retirement calculator
Are you saving enough for retirement?
See how your savings could grow, how long your money may last, and what you can do to improve your retirement outlook.
Your retirement plan
Adjust the numbers to see your results instantly.
Spending is based on your final pre-retirement income, before Social Security.
Your estimated retirement outlook
Calculating...
Based on your savings, income, and retirement assumptions.
Your retirement savings over time
Projected future dollarsYour results will appear here.
See the bigger picture with WealthTrace
This simplified estimate uses fixed investment returns. WealthTrace adds detailed taxes, Roth conversions, Social Security strategies, and Monte Carlo simulations to help you build a more complete plan.
Explore WealthTrace →Illustrative estimates only, not financial advice. Contributions and withdrawals are modeled annually, returns and inflation are constant, and results exclude taxes, fees, employer matches, pensions, required minimum distributions, and market volatility. Actual outcomes may differ. The savings target assumes funding through age 95, with a zero-dollar ending balance.
Build a personalized retirement plan
WealthTrace helps you see what changes to savings, spending, or timing could support your goal.
