Pension Calculator & Spousal Survivor Options

Pension Calculator

If you are having a difficult time deciding whether or not it makes sense to have a survivor's pension (widow's pension) for your spouse, you can use our free calculator below to help you choose. 

You can also see what your life insurance payout needs to be in order to protect your spouse if she does not receive a joint pension from you. 

Note that this free calculator is merely a quick estimate. If you want to enter your full financial situation and get the most accurate results possible, sign up for a free trial of the WealthTrace Financial & Retirement Planner. You can then run scenarios on your pension and retirement situation to help you accurately determine the best choice.

Pension and plan retirement options:
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104070100
104070100
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$0$500$2.5k$5k
$0$500$2.5k$5k
$0$100$500$1k
0%4%8%12%
0%4%8%12%

Monthly cost of life insuranceMonthly cost of Joint Survivor Benefit

Compare pension options for spouses

Compare survivor benefits and payout options based on your retirement needs.

Get Started

Doug Carey

CFA President,
WealthTrace

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