INVESTMENTS
Know exactly what you own.
See how it shapes your retirement.
Go beyond basic retirement calculators with investment analysis based on your actual holdings. WealthTrace brings your accounts, asset allocation, and investment performance into your retirement plan so you can make more informed decisions about your financial future.
Portfolio Allocation
Understand your true portfolio allocation down to each holding
WealthTrace analyzes your actual holdings to show how your portfolio is allocated across asset classes, sectors, and individual securities. Its look-through analysis breaks your mutual funds and ETFs into the stocks and bonds they hold, so you can see what you really own. For example, you might hold Amazon directly and also through three different index funds.
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Analyze asset allocation across all accounts.
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See underlying mutual fund and ETF holdings.
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Identify portfolio concentration and risk.
Performance Tracking
Track investment performance across your retirement portfolio
Track investment performance across individual accounts and your entire portfolio. WealthTrace calculates time-weighted and money-weighted returns and compares performance against benchmarks.
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Track time-weighted and money-weighted returns.
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Compare portfolio returns against benchmarks.
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Review historical investment performance.
Account Syncing
Link your investment accounts directly to your retirement plan
Connect brokerage, IRA, 401(k), and bank accounts through Plaid and Yodlee. WealthTrace retrieves account balances and holdings to keep your retirement projections aligned with your investments.
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Securely connect accounts with Plaid and Yodlee.
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Sync investment balances and holdings.
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Add accounts manually when needed.
AI Retirement Planning Assistant
Ask Trace AI about your investments and retirement plan
Get answers about your investments and retirement projections without digging through financial data. Trace AI helps you understand your holdings, portfolio allocation, and retirement plan.
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Ask about holdings, allocation, and concentrations.
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Understand projections and plan changes.
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Get clear answers based on your own plan.
Track the investment details that affect your retirement
The details that quietly shape your returns, all tracked automatically alongside your plan.
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Track fees
Review fund expense ratios and investment costs that can reduce your portfolio's long-term growth.
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Balance history
Track how investment and retirement account balances change across months and years.
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Transactions
Review contributions, dividends, withdrawals, and other transaction activity across accounts.
Resources
Go deeper on tracking your investments with WealthTrace.
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See what you really own
Understand your true asset allocation across funds, ETFs, and individual stocks.
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Build an income plan for retirement
See how to combine Social Security, investments, and other income sources.
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How much are fund fees costing you?
See how investment fees add up over time and reduce your portfolio's growth.
Frequently asked questions
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Yes. WealthTrace uses Plaid and Yodlee to connect supported brokerage, retirement, and bank accounts. Balances and investment holdings can be updated automatically, reducing manual data entry. You can also add accounts manually.
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WealthTrace uses Plaid and Yodlee to connect supported financial institutions through read-only account connections. These connections are designed to retrieve financial information without allowing WealthTrace to initiate trades or transfer funds.
WealthTrace does not store your brokerage username or password. Sensitive login credentials are handled through the account linking provider, not stored by WealthTrace. Read more about this here -
Yes. If you prefer not to link your accounts, you can manually enter your investment accounts, balances, holdings, and asset allocation. This gives you flexibility to use WealthTrace in the way that feels most comfortable to you.
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Yes. WealthTrace combines holdings across your investment accounts so you can see your overall asset allocation. It can also look through supported mutual funds and ETFs to reveal underlying investments and help identify portfolio concentrations.
Keep exploring WealthTrace
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Retirement Planning
Build a comprehensive retirement plan and see how your financial future takes shape.
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Taxes & Withdrawals
Plan Roth conversions, reduce retirement taxes, and make smarter withdrawal decisions.
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Resources & Support
Find tutorials, helpful guides, and expert insights to get more from WealthTrace.
See how your investments shape your retirement
Ready to plan your retirement ? Create a free account using your personal finances, or explore a ready-made sample plan and play around with the numbers first.
