• Retirement Strategy For The 40-Somethings

    by Doug Carey | Jan 16, 2013
    Many people in their 40s are finally at this point beginning to save a decent amount of money every paycheck. This by itself can be a big accomplishment for many people. But a lot of those same people have yet to even begin thinking about a retirement strategy.
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  • Assigning Weights To Your Dividend Payers (Q4 2012 Update)

    by Doug Carey | Jan 10, 2013
    About every quarter I update my weights for my dividend paying stocks in my retirement portfolio. Let me first summarize the idea behind my weighting scheme. I do not normally believe in weighting by market capitalization, nor do I generally believe in equally weighting stocks. There are better ways to figure out how to distribute the money in your portfolios. I suggest a weighting mechanism for dividend paying stocks that rewards a company with a higher weight as it makes good decisions that are in the interests of shareholders.
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  • Higher Taxes, More Uncertainty: When Can You Retire Now?

    by Doug Carey | Jan 02, 2013
    With a new year upon us and with income taxes, capital gains taxes, and dividend taxes going way up for those making over $400,000 a year ($450,000 for joint filers), and payroll taxes going up for everybody else, it’s time once again to ask how much the typical couple might need to retire.
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  • Dividend Yield Vs. Dividend Growth: Kimberly-Clark Vs. Wal-Mart

    by Doug Carey | Dec 26, 2012
    When looking to build a long-term portfolio of stocks that pay high dividends, investors usually come up with a mix of stocks that either have high dividend yields or high dividend growth rates. It is difficult to find good companies that have both. This means that there is often a choice to be made. All else equal, should one invest in the company that has that enticing high dividend yield, but a low dividend growth rate, or does one exude patience and invest in the company with a relatively low yield, but a high dividend growth rate? To help answer this question I looked at two companies that offer these different alternatives: Kimberly-Clark (KMB) and Wal-Mart (WMT).
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  • Potential Changes To The COLA Index And How It Can Affect Retirement Plans- Part 2

    by Doug Carey | Dec 19, 2012
    A few weeks ago I wrote a fairly popular article that discussed the rising possibility that the federal government will change the cost of living (COLA) index that social security payments are tied to. I wanted to follow up with more information on just how large of an impact this change can have.
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