RESOURCES
Gain the financial clarity
you need at every step.
Read expert guides on achieving financial independence so you can confidently maximize your wealth and your time.
The Most Accurate Roth Conversion Calculator You’ll Find
Does it make sense to convert your traditional IRA to a Roth IRA? If so, when, and over what period of time?
The Effects Of Inflation On Your Investments Are Worse Than You Think
Most of us know that inflation means prices are generally rising and most of us take it as a given that inflation will occur pretty much every year. But what many don’t know is how big of an impact inflation can have on one’s retirement plan.
Higher Taxes, More Uncertainty: When Can You Retire Now?
With a new year upon us and with income taxes, capital gains taxes, and dividend taxes going way up for those making over $400,000 a year ($450,000 for joint filers), and payroll taxes going up for everybody else, it’s time once again to ask how much the typical couple might need to retire.
Potential Changes To The COLA Index And How It Can Affect Retirement Plans- Part 2
A few weeks ago I wrote a fairly popular article that discussed the rising possibility that the federal government will change the cost of living (COLA) index that social security payments are tied to. I wanted to follow up with more information on just how large of an impact this change can have.
How The Coming Tax Hikes Can Impact Your Retirement Plan
Whether you agree with it or not, I think most people now believe that taxes are going to go up in 2013. With the Bush era tax cuts set to expire, we will likely see income taxes go up for those in the upper income tax bracket and we are likely to see a hike in the capital gains tax rate as well as the tax rate on dividends.
Boosting Returns On REITs- A Look At Chimera
When investing in Real Estate Investment Trusts (REITs) investors are sometimes surprised by the hefty tax bill. REITs are taxed at ordinary income tax rates if they are in taxable accounts, which takes a big bite out of the total return for many. But there is a way to get around this tax bill if an investor has capital losses he can use. I call this strategy dividends to capital gains conversion.
Lower Your Tax Bill on REITs and MLPs- A look at American Capital Corp.
When investing in Real Estate Investment Trusts (REITs) or Master Limited Partnerships (MLPs), investors are sometimes surprised by the hefty tax bill. REITs and MLPs are taxed at ordinary income tax rates if they are in taxable accounts, which takes a big bite out of the total return for many. But there is a way to get around this tax bill if an investor has capital losses he can use. I call this strategy dividends to capital gains conversion.