Retirement income planning is different from saving for retirement. The focus shifts from accumulation to creating a sustainable income stream.

Medicare IRMAA can reduce your net Social Security payment because higher-income retirees pay more for Medicare Part B and Part D.

Read about 5 practical, tax-efficient strategies retirees can consider, along with examples of how planning software like WealthTrace can help bring structure and clarity to the process.

Healthcare costs are still rising - but unevenly. Medicare premiums and deductibles are up in 2026, while some caps and average plan premiums are improving.

There are a lot of changes for 2026 when it comes to financial and retirement planning.

Social Security benefits will rise by 2.8% in 2026, giving the average retiree an extra $56 per month beginning in January.

Higher earners (making $145,000 in salary or more) must make catch-up contributions into a Roth account starting in 2026.

An executive order could allow retirement savers to invest in private equity, real estate, and even digital assets like Bitcoin.

Establishing a Roth IRA for your kids can be a fantastic way to jumpstart their financial future. The main idea behind a Roth IRA is to save for retirement with tax-free growth.

Reviewing and updating your financial plan regularly can help reduce financial stress and anxiety

As we approach the New Year, it is important to sit down and review your finances. Most of us have been spending the last few weeks buying gifts, eating out, going on vacations and spending too much money.

In 2025 we will see the typical IRS tax inflation adjustments, changes to Social Security benefits and updated IRA/401k contribution limits.

529 plans can be a strategic and tax-advantaged way to save for educational expenses. Not only do you get to write off of your state taxes in most states, it grows tax-deferred.

It is important to know how your retirement portfolio will hold up under a recession so you can prepare.

Whether you are quitting your job, getting laid off, or you are retiring, figuring out what to do with your 401(k) is an important step.

Just knowing that an insurance payout would be there in case of an unexpected loss can alleviate a lot of worry.

It's important to understand the factors that will have the greatest impact on your retirement plan. How much to save for retirement is one of the most important.

January is a good time to revisit your finances and investments, and to make sure you are doing all you can to ensure you are saving enough for retirement.

Are you blessed with good health and good genes and hoping to live to 100? If so, do you have the means to get you there? There are several ways you can adjust your retirement plan to make sure you will be fine if you live to 100.

Financial empowerment is really a feeling and not a number. It’s the feeling that you are in control of your finances, your financial situation, and you feel on track to retire with confidence.