• What $1 Million Will Get You In Retirement

    by Doug Carey | Oct 24, 2012
    I spend a lot of time helping people understand how much money they will need to meet their retirement goals. Today I want to look at this another way: What will $1 million actually get you in retirement? This is an interesting question because a) Many people believe that $1 million is a comfortable amount to meet their retirement goals and b) We can look at the different ways in which a couple can use this $1 million without running out of money.
    Full story
  • Verizon Vs. Wal-Mart: Dividend Yield Vs. Dividend Growth

    by Doug Carey | Oct 17, 2012
    When looking to build a long-term portfolio of stocks that pay high dividends, investors usually come up with a mix of stocks that either have high dividend yields or high dividend growth rates. It is difficult to find good companies that have both.
    Full story
  • Boosting Returns On REITs- A Look At Chimera

    by Doug Carey | Oct 10, 2012
    When investing in Real Estate Investment Trusts (REITs) investors are sometimes surprised by the hefty tax bill. REITs are taxed at ordinary income tax rates if they are in taxable accounts, which takes a big bite out of the total return for many. But there is a way to get around this tax bill if an investor has capital losses he can use. I call this strategy dividends to capital gains conversion.
    Full story
  • The Most Important Retirement Goal Of Them All

    by Doug Carey | Oct 04, 2012
    Most people have several goals in retirement. They want to retire at a certain age, they want to buy a vacation home, a new car, go to Europe twice a year, etc. It’s great to have goals for the retirement years. But I believe too many people skip over the most important goal of them all: Don’t run out of money!
    Full story
  • Analyzing Merck's Dividend

    by Doug Carey | Sep 26, 2012
    The power of growing dividends over time continues to be underestimated by many investors. Many are concerned with another decade of slow growth and low to negative equity returns. However, one way to prepare for another decade of slow economic growth is to invest in dividend paying stocks that have shown they can weather tough economic times and not slash their dividends while it happens.
    Full story