The WealthTrace Retirement Planner

Save thousands of dollars by building your own retirement plan rather than hiring a financial planner to do it for you. With the WealthTrace retirement planner you have access to the same accurate software that financial planners do, and it is so easy to use that anybody can get started in minutes.

The WealthTrace retirement planner is the most accurate and powerful retirement planning application ever built for the individual consumer. It is an online retirement planning solution built for individuals who want to create their own financial plan. Our software will tell you, based on your assumptions, when your money will run out in retirement, what the shortfall will be, and what you can do to change the situation. All of this is done accurately, intuitively, and comprehensively.

We at WealthTrace saw a serious need in the marketplace for retirement planning software for individuals who want to create their own financial plan. 

We have created an easy to use and accurate solution. Quickly and accurately find out what you need to do in order to meet your retirement goals so you can rest comfortably and stop stressing about your retirement years. Ask yourself, would you trust your taxes to a free tax calculator? Then why trust something as important as your retirement plan to free, inaccurate calculators that can set you on an irreversible and dangerous course?

WealthTrace has taken a different approach to retirement planning software:

With the typical planning software you get:

• "Free" and  inaccurate retirement calculators that usually leads you to a company's financial advisors

• No ability to save your inputs and results

• No way to create a retirement budget

• Dangerous shortcuts that do not take into account your tax situation

• No access to support or help of any kind

• Little ability to select different types of investments

• Shortcuts that result in large errors as to when you can retire securely and what the value of your portfolio will be at retirement 

• No ability to run scenarios on socical security, returns, expenses,  inflation, etc.

• No way to enter various alternative investments such as real estate, commodities, Master Limited Partnerships, and many others

• No ability to easily find solutions to any retirement roadblocks

• No Monte Carlo analysis or results that tell you the probability of achieving retirement goals

• No way to create and save multiple plans

With WealthTrace you get:

• The ability to creat an accurate, comprehensive retirement plan yourself, with the ability to update it at any time

• Inputs and results that are saved and can be updated any time

• Budgeting worksheet that allows you to input your own expense items

• A plan that takes into account changing taxes and cost basis over time

• Professional support with access to a CFA® and Registered Investment Advisor

• Ability to select multiple different investment types

• An accurate, robust plan with no shortcuts so you can be confident in your retirement decisions

• Ability to run powerful what-if scenarios on multiple variables at once

• Ability to enter multiple real estate holdings, each with its own growth and tax rate. Nearly any type of investment can be handled accurately.

• Easy to understand solutions that will help you reach your retirement goals

• Sophisticated Monte Carlo analysis that will tell you the probability of achieving all of your spending goals without running out of money (Advanced Version Only)

• Ability to create and save multiple separate plans

*For information on how you can get one on one help completing your plan along with real financial and investment advice from our in-house CFA ® and financial advisor, click here.

See what others think about us. Read press and testimonials here.