• Who Can Retire By Age 65?

    by Doug Carey | Mar 05, 2013
    For those of us not fortunate enough to receive a large pension for life after retiring, there is a real question of whether or not many of us can retire comfortably or securely, even at age 65. I have consulted with many clients who had this simple question: Can I retire by age 65? I’ve even had a few people ask me if they can ever retire. They simply had no idea if they had enough money invested and enough future income to cover all that they wanted to do in retirement.
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  • How A Company Like Johnson & Johnson Can Rescue Your Retirement

    by Doug Carey | Feb 20, 2013
    We’ve heard the problems again and again: Interest rates are too low, savings aren’t enough, and too many people lost too much wealth over the past five years to be able to retire before they’re 70.
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  • Future Stock Market Returns And Your Retirement Plan

    by Doug Carey | Feb 06, 2013
    Since the lows of 2009 the S&P 500 index is up nearly 120%. Before this rally there were those who had been talking about low stock market returns for years to come. With the stock market having rallied so far so quickly, the odds of lower returns going forward might even be higher now.
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  • Dividend Yield Vs. Dividend Growth: AT&T And Exxon

    by Doug Carey | Jan 23, 2013
    When looking to build a long-term portfolio of stocks that pay high dividends, investors usually come up with a mix of stocks that either have high dividend yields or high dividend growth rates. It is difficult to find good companies that have both. This means that there is often a choice to be made. All else equal, should one invest in the company that has that enticing high dividend yield, but a low dividend growth rate, or does one exude patience and invest in the company with a relatively low yield, but a high dividend growth rate? To help answer this question I looked at two companies that offer these different alternatives: AT&T (T) and Exxon (XOM).
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  • Retirement Strategy For The 40-Somethings

    by Doug Carey | Jan 16, 2013
    Many people in their 40s are finally at this point beginning to save a decent amount of money every paycheck. This by itself can be a big accomplishment for many people. But a lot of those same people have yet to even begin thinking about a retirement strategy.
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